Benefits Glossary
Search and learn about common benefit terms and definitions
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Coverage & Benefits
Dependent
Coverage & BenefitsA family member (spouse, child, or domestic partner) who can be covered under your health insurance plan.
Network
Coverage & BenefitsThe group of doctors, hospitals, and healthcare providers contracted with your insurance plan.
Pre-existing Condition
Coverage & BenefitsA health condition that existed before your coverage start date. Under the ACA, insurers cannot deny coverage or charge more for pre-existing conditions.
Prior Authorization
Coverage & BenefitsApproval from your insurance required before receiving certain medications, procedures, or services to ensure they are covered.
Summary of Benefits and Coverage (SBC)
Coverage & BenefitsA standardized document that explains what a health plan covers and what it costs, making it easier to compare plans.